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Cheap Gas & Electricity

Energy regulator Of gem introduced a price cap on 1 January 2019 which places a limit on the amount providers can charge for each unit of energy on all standard and default tariffs – usually the most expensive deals.

Ofgem has announced that the cap will fall by £75/yr from Tuesday 1 October for a typical dual-fuel household. But while bills are likely to drop accordingly, most of the 11 million on standard tariffs will still be massively overpaying (see what the price cap means below).

Avoid being ripped off by switching to a cheaper deal NOW. Even compared with the lower price cap level, a typical household could save over £330/yr by switching. See our Cheap Energy Club to find the best deal for you.

Compare to find YOUR cheapest price (plus possible cashback)

The cheapest tariff for you depends on where you live and your usage, so use our Cheap Energy Club top picks comparison to find YOUR exact winner (plus get £25 switchers’ dual-fuel cashback) – it only take five minutes. Here’s an example of savings…

  1. Get CONSTANTLY cheap energy with MSE’s free Cheap Energy Club

    Our Cheap Energy Club is designed to keep you constantly on the cheapest tariff – fighting the fact most cheap deals only last one to two years before their rates rise. It does this by…

    1. Finding you the cheapest deal. If you’re already on it, great. If not, it’ll help you switch. You usually get £25 cashback on top for a dual-fuel switch or £12.50 cashback for switching just gas or electricity.
    2. Then monitoring your tariff constantly. Each month, without you doing anything, we do a background comparison to check yours is still cheapest.
    3. Alerting you when it’s time to switch (again). If you can save money switching either because your rate’s changed, or others have, we’ll tell you.

    We’ve been swamped with positive feedback, such as:

    Got to say thanks. I’ll be saving a whopping £800 per year on my dual-fuel bill after using your Cheap Energy Club. A tad annoyed with myself that I didn’t do it sooner!

    Consider myself money-savvy, but just done your energy supplier swap and saved £548 a year.

    We’ve also added some improvements to Cheap Energy Club, including filters that let you search for tariffs from good service providers, your current supplier or by big-name suppliers only, among others.

    • More on how we’re improving Cheap Energy Club…

    Other comparison sites don’t always show all tariffs by default

    It’s also possible to get cashback for switching from comparison sites. Bear in mind though that some comparison sites by default only show you tariffs you can switch to via them (ie, where they’re paid commission). This filters out some results – Cheap Energy Club shows you ALL those available by default.

    What about automatic switching?

    There are a number of auto-switching companies – such as Flipper, Labrador, Lookaftermybills and Weflip – which promise to continuously switch you to cheap deals, without you having to do anything.

    Automatic switching is something we’ve been looking at and lobbying regulators about for a couple of years now, and we hope to offer it ourselves some point soon.

    • Are these auto-switching firms any good?

  2. What does the price cap mean for my bill – and why should I still think about switching?

    The cap on standard variable and default tariffs set by regulator Ofgem came into force on 1 January 2019, set at a maximum £1,137/yr for a typical user, before rising to £1,254/yr on 1 April. Ofgem has now announced that from Tuesday 1 October, the price cap will come down to £1,179/yr, saving a typical household £75/yr – but don’t let that lull you into a false sense of security.

    For clarity, this doesn’t mean £1,179/yr will be the most anyone will pay – use more and you’ll pay more, use less and you’ll pay less.

    Most on standard tariffs will still be hugely overpaying. Even after the £75/yr cut comes in, a typical household on a capped tariff could save £330+/yr by moving to the cheapest deals.

    So the real savings are still to be made from switching.

    Price cap FAQs

    We’ve seen lots of confusion over how the price cap works – so here we answer some of the key questions we’ve seen and take you through some of the quirks of the new rules.

    • Why is there a price cap and how does it work?

    • Can I use as much energy as I like and only pay £1,254/yr?

    • The price cap also depends on how you pay for your energy

    • Are all prices capped?

    • My prices are already capped, how does this affect me?

  3. Switch to monthly direct debit to save £85/yr

    Paying by monthly direct debit can cut bills by up to £85 each year, as companies are sure you won’t default and they earn interest on any overpayments. So if you can do this, go for it.

    Yet direct debits are usually based on an estimate of your usage. If that’s wrong, you can end up over (or under) paying each month. Remember, even if you’re on a fixed tariff, your direct debit can go up if your supplier thinks you’ll use more energy.

    Some find they’ve switched to a cheaper tariff, but their direct debit rises. This can be the new firm overestimating or the old one underestimating. If it means you overpay, you’ll get the money back later. Since we’ve been lobbying on direct debits, rules have changed. Suppliers’ licences now say they must ensure direct debits are reasonable. If yours isn’t, see the Energy Direct Debits guide for full help.

  4. Want to pay a fixed amount each month?

    Some suppliers – such as E.on – now offer so-called ‘unlimited’ tariffs, where you pay a fixed amount each month, regardless of how much energy you use. Green Star Energy also has an unlimited tariff but it is not open to new customers, only existing unlimited customers.

    Prices are based on what you used the year before, but they’re not cheap. If you use the same, you’d be better with a cheap deal. Where they’re good is if you are likely to use much more and are worried about the bill – for example, you’ve retired and are now at home all day.

    But remember, these are one-year deals and the price depends on what you’ve used in the past. If your consumption does increase during your first year, your direct debit is likely to be higher if you go for the same deal again.

    • How do they compare?

Legal Claims Aren’t Filed Against the Military

Many veterans feel hesitant because of the myth that they would be filing a claim against their own military.

Claims are not filed against the government or armed forces. They are filed against the negligent companies who supplied the military with asbestos products.

Asbestos Trust Funds

Many manufacturing companies that used asbestos in their products had to declare bankruptcy after a flood of mesothelioma claims wiped them out. Realizing that there were still tens of thousands of individuals who could still develop mesothelioma, Congress amended the bankruptcy code in 1994.

This allowed liable companies to set up trust funds for people who had been exposed to their products without protection. Trust funds ensure that those harmed can receive compensation even if the company that harmed them has bankrupted.

These funds are also beneficial because the process to approve a claim is much faster than filing a suit against a company. Some attorneys even sit on the boards of these trusts to manage funds, distribute compensation, and assist those affected by asbestos.

Filing a trust fund claim requires providing detailed evidence regarding the victim’s diagnosis and exposure to asbestos products. An experienced attorney can help patients outline their exposure history so they can access their fair share of funds. Get access to asbestos trust funds now.

Compensation for Veterans

Veterans make up a third of the 3,000 cases of mesothelioma that are diagnosed each year due to the overabundance of asbestos use in the military. Because of this, they have the benefit of being able to file claims with the VA as well as with the regular court system; they also have access to asbestos trust funds.

Here are three ways veterans can get financial compensation for their mesothelioma diagnosis or other asbestos-related diseases:

  • 1
    Disability Compensation – Veterans with mesothelioma qualify for a 100 percent disability rating. Disability compensation starts at $2,900 per month.
  • 2
    Dependency and Indemnity – The VA also recognizes that family members are affected by a mesothelioma diagnosis too, paying out $1,280 per month.
  • 3
    Pensions – Veterans with very limited income and who are over the age of 65 may be eligible for a VA pension in addition to other benefits.

Get Help Filing a Claim

Unfortunately, veterans may have some misconceptions about VA claims. Sure, filing a claim can be a lengthy, complicated process. However, veterans don’t have to file their claims alone. Getting help ensures you get all the benefits you’re entitled to. Other benefits include:

  • Free help filing a claim
  • Ensuring you get the maximum compensation
  • Reducing the stress of filing alone

Mesothelioma Guide’s VA-accredited claims agent is available to help for free. A retired LCDR of the U.S. Navy, Carl Jewett has helped hundreds of veterans get full compensation. Get connected with LCDR Jewett to get help filing a claim today.

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